Own Where You Can, Live Where You Love
What is Rentvesting?
Rentvesting is a flexible strategy that can allow you to get on the property ladder by purchasing an investment property in an affordable location while renting in an area that suits your lifestyle. It’s a potential strategy for those who want to build wealth through property without sacrificing where they live. This approach offers financial flexibility, allowing you to invest wisely while enjoying the lifestyle you desire.
Why Rentvest?
Get into the market sooner – Buy where you can afford rather than waiting for years to save for a home in an expensive area.
Live where you love – Enjoy the lifestyle you want while owning a property that works for your financial future.
Maximise tax benefits – Investment properties may come with tax advantages, such as deductions on interest, depreciation, and maintenance costs.
Build long-term wealth – As your property appreciates, you may be able to use the equity to grow your portfolio or eventually buy your dream home.
Diversify your investments – Your first property doesn’t have to be your forever home; it can be a stepping stone to a stronger financial future.
How Does It Work?
1. Buy in an affordable growth area – Look for suburbs with strong rental demand, infrastructure projects, and future growth potential.
2. Rent in your preferred location – Live in a suburb that suits your lifestyle, even if buying there isn’t feasible right now.
3. Use rental income to cover costs – Your tenants help pay off your mortgage, reducing your out-of-pocket expenses.
4. Leverage equity over time – As your property value increases, you may be able to use the equity to invest further or buy your own home later.
Is Rentvesting Right for You?
Rentvesting is a great option if:
* You want to enter the property market sooner but can’t afford to buy where you want to live.
* You prefer flexibility and don’t want to be tied down to one location.
* You’re open to an investment-first approach rather than the traditional homeownership path.
* You want to take advantage of tax benefits and rental income to ease mortgage costs.
Common Myths About Rentvesting
“I’m paying someone else’s mortgage.”
While renting, your money goes towards flexibility and lifestyle, while your investment property helps you build equity and wealth.
“I’ll never own my dream home.”
Many rentvestors eventually use their investment property’s equity to buy their dream home later.
“It’s too risky.”
Like any investment, there are risks, but with the right property selection and financial strategy, rentvesting can potentially be a smart wealth-building move.
How to Get Started
Research the right areas – Look for investment-friendly suburbs with growth potential.
Get your finance sorted – Work with a mortgage broker (that’s me!) to understand your borrowing power and investment loan options.
Run the numbers – Make sure the rental income, mortgage repayments, and expenses align with your financial goals.
Seek advice – The right guidance can make all the difference. Let’s chat about whether rentvesting is the right strategy for you.
Ready to Start Your Rentvesting Journey?
Let’s create a tailored plan to help you get on the property ladder without compromising your lifestyle.
Call: 0438 790 608
Email: cara@bravafinance.com.au
Website:bravafinance.com.au
Disclaimer:
This page provides general information only and has been prepared without taking into account your objectives, financial situation, or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax, or financial advice and you should always seek professional advice in relation to your individual circumstances.
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Credit Representative 540557 is authorised under Australian Credit Licence 389328