Cara Julian is a mortgage broker on a mission to help close the gender finance gap.
I see a world where women have the confidence to make a change.
To challenge the status quo, take control of their finances & navigate the property market to secure their financial future.
With access to tailored refinancing options and personalised financial guidance, I’m here to support you every step of the way as you secure your financial future.
Simply click on the right button below and let me help you
to find the right lending solution for you.
Still not sure which one is best for you?
I can help you navigate the options and find a solution that supports your unique situation.
Reach out to me today!
My specialty is working with women – because I have been where you are now. I know the road. Whether you are buying a home, an investment property or refinancing, I’ve got your back. I can help you navigate the mortgage process with confidence, control and ease. Showing you that ‘you’ve got this’!
Let’s take the first step together.
At Brava Finance we offer tailored home loan services to suit your unique needs, providing access to over 50 different lenders. We understand different lender policy, niches and have established relationships with the lenders to help assist in more favourable loan term negotiations. And we must operate under Best Interest Duty (BID) to ensure our recommendations are within your best interest - something a lender does not need to abide by. It is also an opportunity to find a lender with products that fit you - not being forced to fit within product policy of one given lender that you have gone direct to. We take all of the legwork out of it for you - happy days!
At Brava Finance, we’re here to support you on your home loan journey. Think of us as your personal shopper—but for home loans! With access to over 50 lenders, we offer tailored home loan solutions to suit your unique needs, ensuring you’re matched with a product that suits you, not forced to fit into a one-size-fits-all policy.
Our expertise lies in understanding the ins and outs of lender policies, uncovering niche options, and leveraging our relationships with lenders to potentially negotiate more favorable loan terms on your behalf. Plus, as mortgage brokers, we operate under the Best Interest Duty (BID)—meaning we’re legally required to prioritise your best interests, unlike lenders who don’t have this obligation.
By working with us, you’re not just getting access to a wide range of lenders; you’re gaining a partner who takes care of all the legwork. No more confusion, no more hassle—just tailored solutions and more streamlined paths to approval. Happy days indeed!
At Brava Finance, we’re more than just mortgage brokers—we’re your behind-the-scenes powerhouse, ensuring your loan process is carefully managed every step of the way. Think of us as your professional admin assistant for all things home loan related.
We are your support team every step of the way. From assisting in the collection and organising of your information to conducting thorough checks, credit assessments, and ensuring all balances align, we leave no stone unturned to create a strong and compelling application. Once everything is in order, we prepare and submit your loan application on your behalf, saving you time and effort.
But our job doesn’t stop there. We diligently track the progress of your application, keeping you updated every step of the way and navigating any hurdles that arise. From submission to settlement, your application is in capable hands.
Your journey with Brava Finance doesn’t stop at settlement—it’s just the beginning of a long-term partnership. As your ongoing loan adviser, we’re here to support you throughout the life of your loan, providing proactive guidance and ensuring your loan continues to work hard for you.
We periodically review your loan to make sure it remains competitive in the ever-changing market. If more competitive options become available or your financial circumstances evolve, we’ll present refinancing opportunities tailored to your needs. Whether it’s a rate reduction, unlocking equity for other goals, or adjusting your loan to suit lifestyle changes, we’re committed to keeping you informed and empowered.
With us by your side, you can feel more confident knowing you have an experienced advisor looking out for your best interests, ready to help you make confident financial decisions at every stage of your property journey.
The mortgage process may seem challenging, but with the right guidance, it becomes more manageable and rewarding. Here’s a step-by-step overview:
Whether you’re a first-time buyer or looking to refinance, becoming familiar with
these mortgage terms will empower you to navigate the mortgage process with confidence.
This valuable resource breaks down the entire mortgage process into manageable steps, ensuring that you have a clear understanding of what to expect and how to prepare.
Cara was brilliant, very easy to dea with and always followed up and kept us in the loop through the whole refinancing experience.
Highly recommend Cara to anyone
We have had the pleasure of dealing recently with Cara. We found Cara amazing to deal with, very helpful, and made our refinance super easy. Highly recommend and we will be recommending to family and friends.
Thank you, Cara!
Cara is beautifully relatable. Nothing was too much trouble. She was really supportive and hugely efficient the whole way through the process. I will use her every time!
Proactive, detail orientated and an absolute pleasure to deal with. I couldn’t recommend Cara highly enough.
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Find out the essential home loan tips for Australians, including mortgage advice, refinancing, and choosing the right broker for your needs.
Home loan pre-approval (or conditional approval) means that a lender has agreed, in principle, to lend you money towards the purchase of your home but hasn’t proceeded to full or final approval.
A pre-approved home loan serves as a valuable instrument for prospective homebuyers, as it provides insight into the affordable amount for purchasing a property, may help you improve your negotiating position and to look with more confidence.
Owning a house comes with its own set of financial considerations, one of which is whether or not to refinance your mortgage. Refinancing may appear overwhelming at first, but it may provide many benefits for homeowners trying to better manage their changing financial situation. These benefits include: a more competitive interest rate, changing loan terms, switching loan types, and accessing home equity.
It is important to consider the costs of refinancing when making your decision. Typical costs involve a mortgage discharge fee, new lender set up fee and settlement fees.
Buying a home is a big step in anyone’s life. A mortgage broker can act as a guide, there to support you every step of the way.
There is a lot to understand including different rates, product features, loan terms, etc. This is where a mortgage broker can be a really helpful resource on your team.
Paying off your mortgage early comes with a host of benefits, both financial and emotional.
Here are 5 ways that may help you:
1. Make bi-weekly payments
2. Make lump sum payments
3. Refinance to a shorter-term
4. Make extra repayments
5. Cut unnecessary expenditure
Get in touch with me and find the right lending solution for you
We have access to over 50 different bank and non-bank lenders, so let us do the leg work for you!
